Looking For The Right Home

  1. Start Your Research Early – As soon as you can start writing down your wish list for a home. How many bedrooms? How many bathrooms? Large garage? What do you want and what are you looking for.  Drive in certain areas that you may want to live.  Drive home to those areas after work or drive to work from those areas.  Drive around on the weekends, do you want neighbors partying on a Friday or Saturday night?  Do you want narrow streets .. look and see what is important to you when you start to look.
  2. Determine How Much House You Can Afford – Get pre-approved. I cannot tell you how hard it is to look for a home and find one to find out you cannot get financing on it.  It is extremely important to find a lender who works best with your finances.  Start this now before looking for a property.
  3. Finding the Right Real Estate Agent – Finding the right realtor helps when buying or selling your home. A good realtor will keep you informed on what is happening in the market place, negotiating prices, costs that you will incure and helping you through the process.  Look for one that has experience and has been through the process from start to finish.
  4. Inspections – Why is it important to have your home inspected? The seller may note that something is working perfectly fine on the property disclosures, but a home inspector can point out that the water heater is so many years old and may have so many years left.  After an inspection you may decide to ask for certain things to be repaired.  During the inspection period if you find things that are crucial to fix you may want to continue with the purchase or withdraw without penalty. (only during the inspection period)
  5. Home Warranties – It is also important to have a home warranty. These can be placed on the home prior to a home inspection.  Some things that are found to be wrong with a home may or may not be covered by a home warranty, but the protection of having one is instrumental.  As a buyer always ask for one to be paid either by the seller or buyer.
  6. Close the Sale – At closing you will sign paperwork required to complete the purchase. This sometimes includes loan paperwork also.  Once the home has “funded & recorded” you can get your keys.